30-Year Fixed Rates are Lower than Ever!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.  Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

30 Year Fixed Home Loan

Payments/How it Works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will not change throughout the life of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without prepayment penalties

Qualification Requirements

  • Refinance up to 95% of your primary home’s value
  • Buy a home with as little as 5% down (primary home)
  • Loan amounts from $25,000 to $2,000,000

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Nikitas Kouimanis and his team

  • We put YOU first.  We are committed to getting every client the best possible deal every single time
  • Nikitas Kouimanis and his team offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less
  • We offer a variety of loans.
  • Nikitas Kouimanis will find you the loan that is right for you.  We work with both conventional and FHA loans to get you the loan that meets your unique needs