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Ultimate First Time Home Buyers Handbook...

Homebuyer Handbook from Nikitas Kouimanis

Best Credit Dispute Letters...

Credit Dispute Letters from Nikitas Kouimanis, CMPS®

Three Major Mistakes To Avoid When Findi...

Landlord Report from Nikitas Kouimanis

VA Home Loans...

If you are a veteran, member of the military or military spouse, you may qualify for a VA loan.  VA Loans offer flexible options as either fixed-rate or ARM mortgages.  You may qualify for fast approval and a hassle-free loan even with less than perfect credit.  Refinance up to 100% of your home or buy […]

VA Purchase Loans...

VA Purchase Loans VA Home Loans Veterans looking to purchase homes have a unique opportunity for assistance. The Department of Veteran Affairs began a mortgage program in 1944 as part of the GI Bill of Rights. This was designed to aid veterans and their families in purchasing homes with no down payment. VA Home Loans Guaranteed Homes purchased […]

VA Refinance Loans...

VA Refinance Loans Veterans looking to refinance their homes can take advantage of the VA refinance program for great VA refinance rates and measurable savings.  There are several options available to eligible veterans. Streamlining Your VA Refinance VA Streamline Refinancing is primarily focused on significantly reducing the interest rates of veterans.  Very little documentation is required to complete the loan […]

Conventional Mortgage Insurance...

Conventional Mortgage Insurance Automatic Termination The servicer must not charge the borrower a fee for processing an automatic termination. The servicer must take the following steps to terminate the MI, as applicable:         1. Determine when the MI is due to automatically terminate. The servicer’s review must determine whether a mortgage loan is […]

Reduce Your Mortgage Payment...

Reduce Your Mortgage Payment Lower Your Payment by Taking Advantage of Low Mortgage Rates Mortgage rates are at their lowest in decades. A refinance with Nikitas Kouimanis can help you lower payment and save your hard earned money for everything else in life. Lowering your payment is easier than ever and getting started is simple! […]

Fannie Mae Homestyle Mortgage...

CONFORMING and HIGH BALANCE FIXED RATE HOMESTYLE Primary Residence Purchase and Rate/Term Refinance Property Type LTV CLTV Min Credit Score Max DTI 1 Unit  95% 95%1 620 or Per MI Per DU & MI 2 Units 85% 85% 620 or Per MI Per DU & MI 3-4 Units 75% 75% 620 Per DU Second Home […]

Fixed Rate Mortgage Payment...

Fixed Rate Mortgage Payment Find Security with a Stable Monthly Payment Refinance into a fixed-rate mortgage and ensure your payments don’t go up.  With low long-term interest rates, you can save money if you plan on staying in your home.  Sleep well knowing your payments will stay consistent month after month. The Obama Administration’s Loan […]

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