CONFORMING and HIGH BALANCE FIXED RATE

HOMESTYLE

Primary Residence

Purchase and Rate/Term Refinance

Property Type LTV CLTV Min Credit Score Max DTI
1 Unit  95% 95%1 620 or Per MI Per DU & MI
2 Units 85% 85% 620 or Per MI Per DU & MI
3-4 Units 75% 75% 620 Per DU
Second Home

Purchase and Rate/Term Refinance

1 Unit  90% 90% 620 or Per MI Per DU & MI
Investment Property

Purchase

1 Unit  85% 85% 620 Per MI Per DU & MI
Investment Property

Rate/Term Refinance

1 Unit 75% 75% 620 Per DU